Flood Insurance in Fort Myers, FL and Surrounding Areas

Protecting Homeowners and Businesses Against Risk

Florida is prone to flooding.  The terrain is flat and most of the state is surrounded by water.  It’s easy for floods to cause significant damage to homes and to business as a result.  This is one reason among many why Floridians need protection, and insurance provides this protection.  At HUFF Insurance Agency, Inc. we have a complete flood insurance program, and through this program we write customized solutions for individual clients.  We’ll write a customized solution for you and you’ll stay secure for the right price as a result.

Flood Insurance Coverage Details

Flood insurance is issued by the National Flood Insurance Program (NFIP), but it’s not available only through this organization. 


The rate that you pay for your policy will depend on a number of factors, including the flood risk level of the area in which you live or run a business.  To find out what the flood level risk of your area is, use the FEMA Map Service Center’s search tool

What You Can Expect

Floods are ever more likely in Florida, and one of the reasons for this is rising sea levels.  Another reason for it is changing weather patterns.  Whether you live in one area of The Sunshine State or another, you are susceptible to sustaining flood damage.  For this reason you need flood insurance. 


We’ll work with you one-on-one to create the solution that keeps you protected from the costs of floods, and once this solution is in place we'll monitor it regularly.  We’ll keep you informed and we’ll actively manage risk.  Risk management will help reduce the chances that you’ll suffer losses and that you will need to use your insurance. 


Please contact us or give us a call to learn more. 


Additional Flood Insurance Information:

We are proud to provide flood insurance in Fort Myers, Sanibel Island, Captiva Island, Cape Coral, South Fort Myers, and Bonita Springs, FL.  We also serve other areas in the state.

Main Office

13241 University Drive #102

Fort Myers, FL 33907

Main office: 239-333-4833
Toll free: 866-288-4858
Fax: 239-936-7812

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed
Closed for lunch from 12:00 PM - 1:00 PM

Sanibel Office

1019 Periwinkle Way

Sanibel, FL 33957

Main office: 239-333-4833
Toll free: 866-288-4858
Fax: 239-333-1335

Office Hours:

Mon: By Appointment
Tues: By Appointment
Wed: 9:00 AM - 12:00 PM or By Appointment
Thurs: By Appointment
Fri: By Appointment
Sat: Closed
Sun: Closed

Our Providers


The staff at Huff Insurance Agency is knowledgeable and helpful. My calls have always been answered immediately or returned in a timely manner. The agents really do their best to provide me with the appropriate coverage at the lowest possible cost possible. I highly recommend giving them a call and obtaining a quote.
Scott M.
Jason is excellant. The best insurance agent we have ever worked with. He is incredibly knowledgable about all of his products. Very professional and the promptness of his service is very much appreciated. All of his staff are friendly, knowledgable, prompt and professional.
Frank C.
Jason, and his staff are always so friendly and helpful. I have been with this agency for over 20 years. In this time I have always had prompt and sincere service. They are concerned with keeping the cost affordable, and go above and beyond to take care of any issues and requests from banks, etc. I would recommend this company to all my friends and family.
Terrilynn D.
Jason Huff is an exceptional insurance agent, very knowledgeable and professional. He is always available and shops for the best most affordable insurance for our personal needs.
Joe M.
Jason Huff is always helpful and willing to go the extra mile to assist us in our insurance needs!
Jonathan T.